My husband and I get a tax refund every year and until recently we thought that was a good thing. You probably think it’s a good thing too. It feels good to get a check in the mail or see that sum suddenly appear in your bank account. Most people tend to celebrate and…
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How to get your spouse on board with a financial plan
Are you and your spouse on the same page? Sometimes I feel like my husband and I are total opposites. He’s an early riser and I’m a night owl. He runs every single day and goes to the gym multiple times a week, whereas I consider running upstairs to grab something out of my room…
The money stigma – why is it taboo to talk about money?
Let’s talk about money for a moment. I know, it’s not something people like to talk about. In fact, some may consider it taboo, a dirty word, a stigma. But the fact of the matter is money is one of the forces that makes the world go round. Okay, not literally, but can you imagine…
The one question that will motivate you for good
How many times have you told yourself it’s time to get your finances in order? And how many times have you gotten discouraged, given up, or not even gotten around to it? Probably more times than you can count. Why is it that for so many the desire to better their financial situation is there,…
How to create a budget that works for you
The word budget might make you cringe or send you to the nearest store to spend while you still can. Because once you have a budget, you’re never going to be allowed to spend money ever again, right? Actually, that couldn’t be further from the truth! A budget gives you permission to spend, it just…
How an emergency fund will change your life
So you’ve figured out your motivation behind wanting to get your finances in order, you’ve created your first monthly budget, and you’re ready to kick your debt to the curb. Great! I’m so glad you’ve decided to take this journey. It’s going to change your life forever. Are you ready to find out what your…
What does a snowball have to do with debt?
Here’s why I hate debt. It has a way of getting you to focus only on the minimum balance due and not on the total loan amount, makes you think you can afford something based on what the monthly payments will be instead of whether or not you actually have the money to pay for…